STIL ON-LINE APPLICATION

FREQUENTLY ASKED QUESTIONS


What is the Semester Tuition Installment Loan (STIL)?
The Semester Tuition Installment Loan (STIL) is a way to spread your tuition costs throughout the semester. Housing, books, supplies and personal expenses are not included. STIL does not reduce your financial obligation to the college, but offers an alternative to a single payment.
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How do I participate in STIL?
Each Semester, a student must complete and sign a new application form and submit it to any Cashiering Office with the down payment. This process can also be accomplished by completing the on-line STIL application or by printing the PDF version of the application. The down payment may also be submitted online at: http://mypage.slcc.edu.
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Is there a charge for using this option?
Yes, a $30.00 non-refundable service charge is assessed each semester for students using this payment plan. The fee is payable with the application and installments equally.
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What is the schedule of payments?
The first payment is due when submitting your STIL application by the end of the first month of the semester to avoid the tuition late fee. The remaining balance is due in equal installments until the balance is paid in full. IT IS YOUR RESONSIBILITY TO KNOW WHEN PAYMENTS ARE DUE, THE AMOUNT OF THE PAYMENT AND TO PAY ON TIME.
Installment payments are due on the 10th of each month for the non-underlined months listed below. The down payment is due for each term in the underlined month.
Summer Semester: May June and July.
Fall Semester: August, September, October, and November.
Spring Semester: January, February, March and April.
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How can I review my account balance?
SLCC may mail courtesy account statements, but it is the students responsibility to view their account activity online at: http://mypage.slcc.edu.
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How much will my monthly payment be?
The monthly payment is figured by:
1) Sum the tuition and fees for the whole semester.
2) Add the $30 STIL application fee.
3) Divide by the number of payments for the respective semester:
Summer Semester: 3 payments in May, June and July.
Fall Semester: 4 payments in August, September, October and November.
Spring Semester: 4 payments in January, February, March and April.
4) This amount will be your monthly payment.

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What if my payment is late?
If your payment is not received by the due date, you will be assessed a $15 late fee for each late payment and a hold will be placed on your records.
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What if my check payment is dishonored by my bank?
If your check is returned, a returned check fee will be assessed in addition to the late fee. Late fees and penalties must be paid prior to the application of any payments to the outstanding balance of the original amount due.
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What if my account is not paid by the end of the semester?
SLCC pursues all financial obligations due to the fullest extent of the law. This includes, but is not limited to: holds on registration, transcripts, grades, and graduation; liens against Utah State Tax Returns; referrals to collection agencies; and litigation. Interest will be charged at the rate of 1.5% per month (18% per year) on any amount over 30 days past due. The STIL is a loan for education, which is non-dischargeable in a Court of Bankruptcy. By signing (or submitting on-line) the STIL application you agree to pay any cost incurred in the collection process of this plan including, but not limited to: late charges, attorneys fees, charges or commissions up to 50% that may be assessed by any collection agency retained to pursue the matter.
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What if I am receiving financial aid?
The first installment cannot be paid by your anticipated financial aid. Any tuition assistance received will be applied to obligations due to the college first, including all installment payments due under this plan. If financial aid approval results in you being due a refund, it will be processed with the regularly scheduled financial aid refund process.
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What if I add classes after my payment amount is calculated?
If you add classes that are not on the installment loan, those classes will automatically be added to the loan. This could result in a late fee being charged. Please contact the Accounts Receivable office to discuss your individual situation.
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What if I drop classes after my payment amount is calculated?
If you drop during the refund period, the amount of credit you receive, if any, will reduce the balance you owe the school. To recalculate STIL monthly payments, contact Accounts Receivable Office at (801) 957-4480.
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What if I have part of term 3 classes?
If you are taking part of term 3 classes and you choose to apply for a STIL, your STIL is still figured on all tuitions and fees for all classes registered for in the semester and repayment schedule is the same as for non-part-of-term-3 classes. However the application must be complete within 30 days of the start of the semester, not part of term 3.
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What do I do if I have to pay cash for the STIL initial payment?
If you are not able to pay the initial STIL payment by credit card, debit card, or web check then select the pay cashier option from the drop down menu on the payment information page and submit application. Take your payment to any SLCC Cashier Office.
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What are the terms of the contract for a STIL?
I understand all of the provisions of the Semester Tuition Installment Loan. I understand failure on my part to meet any of the provisions of the plan will cause my participation in the plan to be canceled, and, at the option of the College, the balance due on my student account will become payable at once and will prevent me from further participation in the plan. I understand that SLCC pursues all financial obligations due to the fullest extend of the law. This includes, but is not limited to: holds on registration, transcripts, grades, and graduation; liens against Utah State Tax Returns; referrals to collection agencies; and litigation. The STIL is an approved loan for education, which is non-dischargeable in a Bankruptcy Court. I agree to pay any cost incurred in the collection process of this plan, including, but not limited to: late charges, attorneys fees, charges or commissions up to 50% that may be assessed by any collection agency retained to pursue this matter. I further agree to pay interest at the rate of 1.5% per month (18% per year) on any amount over 30 days past due. All applications are subject to final approval by the Accounts Receivable Office. I have read, understand and agree to all the provisions of the Semester Tuition Installment Loan as set forth here in and on the instruction form (STIL Frequently Asked Question Page on the website) of this application/aggreement.
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